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The Louisiana Insurance Center Blog

View the latest blog posts from The Louisiana Insurance Center.

General liability insurance helps protect your business against lawsuits. But it's still better to avoid the hassle of a claim altogether. Even if you can’t avoid a claim, it’s best to have it dealt with as expediently as possible. Security cameras can help you do just that. READ MORE >>

In most states, you will be required to buy workers compensation insurance on hiring your fifth employee. This allows some flexibility for very small companies. When it's just you and a few friends you're keeping around part-time, it may be too early to really start thinking about workers compensation insurance — as there's no telling yet if this business is built to last. READ MORE >>

As a contractor, you need general liability insurance to protect your personal and professional interests. One accident on the job can turn into a lawsuit that ties up all your funds. However, general liability insurance protects your exposure, and many clients won't hire you unless you can show proof of insurance. READ MORE >>

Ergonomics is the science of optimizing an environment for maximum safety and efficiency. In the workplace, emphasizing ergonomics will not only improve your bottom line and boost employee satisfaction, but it will also reduce the number of workers’ compensation insurance claims made as a result of improving safety. READ MORE >>

As a contractor, having general liability insurance is a critical component to building your business. Without it, you may have trouble finding clients willing to work with you. And, there are situations where a single incident and claim could lead to financial ruin. READ MORE >>

Workers’ compensation insurance is an important investment for every company. It covers injuries an employee suffers during the “course and scope” of employment. What does that mean? Determining when an injury qualifies for coverage can seem difficult. READ MORE >>

As a contractor, you have the task of walking into a project, doing some specific work, and then leaving. Plumbers, electricians, drywall contractors and others often provide very specific services backed by specific skills. They are quite valuable. READ MORE >>

When the time comes to buy workers’ compensation insurance, many business owners struggle. This is a complex form of insurance. Yet, it is also one of the most important types for you to have. What makes it more complex are the details. Knowing what type of benefits a policy offers is challenging. READ MORE >>

As a business owner you do a lot of work in your operating hours. However, there are times when you might stay open late for events. For example, you might volunteer to host a community meeting in your store. Or, you might have a party there to mark a business milestone. READ MORE >>

One of the biggest jobs you have as a restaurant owner or manager is keeping your employees and space safe. This means minimizing risk as much as possible. The best way to do this is with a comprehensive risk management plan. Here's how to create one in your restaurant and keep injuries and claims at bay. READ MORE >>

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