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The Louisiana Insurance Center Blog

View the latest blog posts from The Louisiana Insurance Center.

As a contractor, you have the task of walking into a project, doing some specific work, and then leaving. Plumbers, electricians, drywall contractors and others often provide very specific services backed by specific skills. They are quite valuable. READ MORE >>

When the time comes to buy workers’ compensation insurance, many business owners struggle. This is a complex form of insurance. Yet, it is also one of the most important types for you to have. What makes it more complex are the details. Knowing what type of benefits a policy offers is challenging. READ MORE >>

As a business owner you do a lot of work in your operating hours. However, there are times when you might stay open late for events. For example, you might volunteer to host a community meeting in your store. Or, you might have a party there to mark a business milestone. READ MORE >>

One of the biggest jobs you have as a restaurant owner or manager is keeping your employees and space safe. This means minimizing risk as much as possible. The best way to do this is with a comprehensive risk management plan. Here's how to create one in your restaurant and keep injuries and claims at bay. READ MORE >>

When a visitor steps onto your company's property, you hold some level of responsibility towards their injury risks. It can seem frustrating when someone suffers an injury, and you had no way to prevent it from occurring. This is why you have general liability insurance. READ MORE >>

Chronic pain is a condition that debilitates those who suffer from it. It may make it hard for you to be mobile. You may find that work tasks are hard to complete. You may even be unable to get through the day without the use of pain medications. In some cases, workers' compensation covers your treatment and care for chronic pain. READ MORE >>

If you run a pet salon, you might provide specialty grooming services for many furry friends. Or, you might allow customers to bathe and groom their own pets in a professional setting. You strive to make your business a safe space to visit. Yet, personal security risks might about around every corner. READ MORE >>

General liability insurance can protect your business. But, are you packing a good enough policy? Sometimes, a general liability insurance policy isn't effective enough. Once you've purchased a standard policy, you should think about expanding it. You can get additional coverage, and it usually isn't hard. READ MORE >>

Having the appropriate level of insurance coverage for your business isn't just a good idea -- it can be crucial if you ever find yourself in a serious situation or pending lawsuit. Here are five tips for purchasing general liability insurance. Keep these in mind when you need to purchase a policy. READ MORE >>

Most of us need sight to be able to do our jobs. Thus, should an accident at work cause an eye injury, we stand to lose out. We might qualify for a workers' compensation claim as a result. If you are a business owner, think about how to protect employees from these risks. READ MORE >>

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