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The Louisiana Insurance Center Blog

View the latest blog posts from The Louisiana Insurance Center.

When preparing to take your boat on the water, your boat insurance is one of the most critical items on the list. Boat insurance can provide a vast amount of protection in case your boat sustains damage. It can also protect passengers from costs associated with injuries or lost property. READ MORE >>

Auto insurance provides protection for vehicle owners from a wide range of thefts. In some cases, it can cover even small losses you may have, such as damage to the paint. Should you file a claim with your car insurance for paint damage? This depends on the circumstances involved in your case. READ MORE >>

Homeowners Insurance While home insurance is not required by law, most mortgage lenders require you to purchase it before agreeing to your loan. Homeowners insurance is intended to cover the expenses of repair or replacement if your property or assets are lost, damaged or destroyed following a covered incident. READ MORE >>

Did you know that you don't have to go to a national website to shop for term insurance? Just like the big national websites, The Louisiana Insurance Center can offer the same competitive rates but with a personal and local touch. READ MORE >>

Do you find yourself puzzled when it comes to life insurance? Well, the good news is, you are not alone. Deciding what product is best for you and your family can be challenging. People often struggle with which option is right for them. There are two main types of life insurance: term and whole (or permanent). READ MORE >>

Understanding Umbrella Insurance: An umbrella insurance policy is additional liability coverage that goes beyond the limits of the insured's home, auto and other policies. Umbrella insurance is designed to add an extra layer of protection to those who are liable for damage to other people's property or injuries caused to others in an accident. READ MORE >>

Being involved in a car accident is stressful enough, but then finding out you have been hit by an uninsured or underinsured driver can be much more of an inconvenience. An uninsured driver is one that carries no liability coverage or it can be a driver that hit and ran. READ MORE >>

   When it comes to insurance, you have more than likely encountered a handful of terms and you were not exactly sure what they meant. Insurance is not always the most exciting and glamorous industry to discuss and the terminology can be difficult to understand. READ MORE >>

It doesn't take a doctor to know the weather can affect your mood. We get a little more lively when it is sunny and a little less cheerful when it is rainy or gloomy. This behavior is very common among most. However, if the seasons continue to make you depressed to a point that limits your everyday abilities, you may have a condition known as seasonal affective disorder (SAD). READ MORE >>

During the holidays, seasonal decorations can help put your household in the holiday spirit. Unfortunately we tend to get caught up in the festivities and less concerned with safety. When not used properly, decorations - especially lights - can create safety hazards or cause fires. READ MORE >>

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