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The Louisiana Insurance Center Blog

View the latest blog posts from The Louisiana Insurance Center.

Here in Louisiana, we know about wet weather. Flooding around Baton Rouge, and throughout the state, is not uncommon. As we expect spring rains, river swells, and other hazards, it's best to prepare ahead. Your home might face flood risks, particularly if you live in lowlands or near the Mississippi River. READ MORE >>

Maybe your old set of wheels has given up, and it is time to buy a new vehicle. Cars are useful, but they’re also expensive. Therefore, before you buy, you need to prepare to spend significant money over your car’s lifetime. Don’t take buying a new car lightly. READ MORE >>

Since kids have moved out, you have decided it’s time to downsize. Now that you have an empty nest, you may not want the costs and space that go with a family-sized house. Downsizing means facing uncertainties that you may not have faced in your old home. Make sure you carry the correct homeowners’ insurance for your new nest. READ MORE >>

How many vehicles does your business use? What types are they? Many companies have a variety of commercial vehicles. Each one has a different task. Some of your drivers may need to use just one vehicle. Others may move between vehicles every day. It seems difficult to buy commercial auto insurance for each one of your needs. READ MORE >>

Wildfire season brings with it an increased risk of fire damage to many homeowners. No matter where you live, a wildfire is a possibility. It is important to pay attention to factors such as wind conditions and rain levels. However, property owners can also take steps to prevent risk around their home. READ MORE >>

Even if a company doesn’t mean to, its working environment could lead to harm to an employee. Among injury risks common to most businesses is the slip and fall risk. Should an employee slip and fall during the course of their duties, they may qualify for workers’ compensation. READ MORE >>

RVs are not your standard automobile. Generally they are larger, longer and heavier than your car. Therefore, they are often harder to operate. When it’s time to get an RV, many drivers begin to wonder about their qualifications to drive. Some might ask, do I have to get a special license to drive an RV? READ MORE >>

By law, most motorcycle operators have to carry insurance. However, you might wonder how your insurer will determine your insurance rates. While each company determines rates differently, many often use similar criteria. Here are five ways that insurers might determine policy rates. READ MORE >>

When preparing to take your boat on the water, your boat insurance is one of the most critical items on the list. Boat insurance can provide a vast amount of protection in case your boat sustains damage. It can also protect passengers from costs associated with injuries or lost property. READ MORE >>

Auto insurance provides protection for vehicle owners from a wide range of thefts. In some cases, it can cover even small losses you may have, such as damage to the paint. Should you file a claim with your car insurance for paint damage? This depends on the circumstances involved in your case. READ MORE >>

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