The Louisiana Insurance Center Blog
View the latest blog posts from The Louisiana Insurance Center.
Wednesday, August 5, 2020 By law, most Louisiana employers who have even one employee must carry workers’ compensation insurance. The coverage will pay for medical benefits and income support when someone gets hurt on the job. The law makes liberal accommodations for the types of injuries and disabilities that might qualify for a workers’ compensation claim. READ MORE >>
Wednesday, June 24, 2020Employers often benefit from fully understanding the types of injuries and illnesses covered by workers' compensation. Remember that every policy is different. Your business insurance agent can provide the most up-to-date information on your policy. What Is Workers Compensation Insurance? READ MORE >>
Wednesday, March 25, 2020Moving into a bigger building? Opening a second location? Launching a new product or service? Hiring more staff? Landing more clients? If your business is expanding in any meaningful way, it's time to consider upgrading your general liability insurance. READ MORE >>
Wednesday, March 25, 2020A business owners policy (BOP) is a great way for small businesses to save money on important coverages. It combines property coverage and general liability into one affordable policy, but these coverages don’t include every danger that may face your business. What Does a BOP Cover? READ MORE >>
Wednesday, February 26, 2020What can happen to you and your business if you don't have workers compensation insurance? The short answer is — if you're not in a state that doesn't require it — you're going to be paying some substantial fines for neglecting to cover your employees. READ MORE >>
Monday, January 27, 2020General liability insurance helps protect your business against lawsuits. But it's still better to avoid the hassle of a claim altogether. Even if you can’t avoid a claim, it’s best to have it dealt with as expediently as possible. Security cameras can help you do just that. READ MORE >>
Tuesday, December 31, 2019In most states, you will be required to buy workers compensation insurance on hiring your fifth employee. This allows some flexibility for very small companies. When it's just you and a few friends you're keeping around part-time, it may be too early to really start thinking about workers compensation insurance — as there's no telling yet if this business is built to last. READ MORE >>
Wednesday, November 20, 2019As a contractor, you need general liability insurance to protect your personal and professional interests. One accident on the job can turn into a lawsuit that ties up all your funds. However, general liability insurance protects your exposure, and many clients won't hire you unless you can show proof of insurance. READ MORE >>
Friday, October 11, 2019 Ergonomics is the science of optimizing an environment for maximum safety and efficiency. In the workplace, emphasizing ergonomics will not only improve your bottom line and boost employee satisfaction, but it will also reduce the number of workers’ compensation insurance claims made as a result of improving safety. READ MORE >>
Sunday, September 15, 2019 As a contractor, having general liability insurance is a critical component to building your business. Without it, you may have trouble finding clients willing to work with you. And, there are situations where a single incident and claim could lead to financial ruin. READ MORE >>
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