Wednesday, December 22, 2021At the end of every workers' compensation policy period, insurance carriers conduct audits to ensure that paid premiums accurately reflected a business’s operations over the duration of the policy period. This is necessary, because premiums paid at the beginning of the policy period are only estimates based on projected payroll and assigned employee classification codes. READ MORE >>
Monday, November 29, 2021 Most businesses share the same type of risk and thus need the same insurance. General liability, for example, concerns accidents of bodily injury and property damage that can happen at any business. Some businesses have certain specialties that require additional insurance to basic policies, however. READ MORE >>
Thursday, October 7, 2021At the end of every workers' compensation policy period, insurance carriers conduct audits to ensure that paid premiums accurately reflected a business’s operations over the duration of the policy period. This is necessary, because premiums paid at the beginning of the policy period are only estimates based on projected payroll and assigned employee classification codes. READ MORE >>
Thursday, September 9, 2021General liability insurance protects your business from many potential damages. Most business owners understand the importance of having business insurance. Yet, they might not know enough to have the right level of protections. We are here to help. Get a clear answer to the following four questions before you buy. READ MORE >>
Friday, August 13, 2021As a business owner, you know the importance of providing a safe environment for your employees to work in. But in many situations, accidents happen even when the environment is safe. This is a major reason why Tennessee-based businesses with more than five employees are required to carry workers... READ MORE >>
Friday, July 16, 2021If you are a small business, then you rely a lot on client relationships to build your reputation and drive your growth strategy. While you naturally strive to provide excellent services every day, you cannot deny the fact that sometimes, things might just go wrong. READ MORE >>
Tuesday, June 1, 2021Accidents happen. People trip, fumble, drop things and are injured even in the safest of spaces. While you can’t predict every injury that could occur at your business, there are some easy ways to make your workplace safer for employees. 1. Invest in Proper Training READ MORE >>
Thursday, May 20, 2021Although state and federal governments do not require general liability insurance in most cases, you may still be required to carry this insurance to work in certain industries or obtain certain licenses. You should understand the ins and outs of your industry, as well as specific requirements for contracts, before making a decision on which content to carry. READ MORE >>
Wednesday, April 14, 2021A commercial vehicle accident is likely to cause a few headaches for any business owner. Those who are cognizant of their own security and obligations as vehicle operators should therefore invest in quality commercial auto insurance. However, there’s another benefit that they might also need at this time—workers' compensation insurance. READ MORE >>
Wednesday, March 31, 2021Before you ever open your business for clients and customers, you will need general liability insurance to protect your assets. However, not all general liability insurance policies are created equal. General liability insurance covers three main areas: READ MORE >>
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