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The Louisiana Insurance Center Blog Page 2

View the latest blog posts from The Louisiana Insurance Center.

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Friday, August 13, 2021

When Do You Need Workers Compensation Insurance?

As a business owner, you know the importance of providing a safe environment for your employees to work in. But in many situations, accidents happen even when the environment is safe. This is a major reason why Tennessee-based businesses with more than five employees are required to carry workers... READ MORE >>

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Friday, July 16, 2021

General Liability Insurance for Small Companies

If you are a small business, then you rely a lot on client relationships to build your reputation and drive your growth strategy. While you naturally strive to provide excellent services every day, you cannot deny the fact that sometimes, things might just go wrong.  READ MORE >>

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Tuesday, June 1, 2021

Easy Ways to Avoid Workers Compensation Claims

Accidents happen. People trip, fumble, drop things and are injured even in the safest of spaces. While you can’t predict every injury that could occur at your business, there are some easy ways to make your workplace safer for employees.  1. Invest in Proper Training  READ MORE >>

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Thursday, May 20, 2021

When is General Liability Insurance Required?

Although state and federal governments do not require general liability insurance in most cases, you may still be required to carry this insurance to work in certain industries or obtain certain licenses. You should understand the ins and outs of your industry, as well as specific requirements for contracts, before making a decision on which content to carry. READ MORE >>

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Wednesday, April 14, 2021

Does Workers’ Comp Cover Employee Drivers?

A commercial vehicle accident is likely to cause a few headaches for any business owner. Those who are cognizant of their own security and obligations as vehicle operators should therefore invest in quality commercial auto insurance. However, there’s another benefit that they might also need at this time—workers' compensation insurance. READ MORE >>

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Wednesday, March 31, 2021

Questions to Ask Before Purchasing a General Liability Insurance Policy

Before you ever open your business for clients and customers, you will need general liability insurance to protect your assets. However, not all general liability insurance policies are created equal. General liability insurance covers three main areas:  READ MORE >>

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Tuesday, February 16, 2021

Common Workers Compensation Claims Your Business Might Face

No one is immune from the risk of getting hurt at work. However, if an injury occurs while you are on the job, then it is often your employer who has to take responsibility for it. As a result, the affected employee often will qualify for workers’ compensation. READ MORE >>

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Tuesday, January 26, 2021

Why You Need General Liability Insurance When Starting a New Business

Starting a business might seem like a great opportunity, but it also requires a lot of responsibility. Before you even open the doors, you need to start protecting your operation, and that requires investing in a strong business insurance portfolio. READ MORE >>

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Wednesday, December 16, 2020

Understanding Repetitive Motion Injuries

Understanding Repetitive Motion Injuries    Even if you feel like your desk job is relatively low-risk, you could still get hurt at work. Everyone faces occupational hazards at all times. However, they aren’t always obvious risks like slip-and-fall, head injury or machine injury hazards. READ MORE >>

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Wednesday, November 25, 2020

What is Bodily Injury Liability Insurance?

When running your business, you have to protect your customers. This means not only providing them with exceptional service, but also creating a safe environment for them to do business in. If someone were to sustain harm as a result of your services, then you might have to repay them.  READ MORE >>

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