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The Louisiana Insurance Center Blog: baton rouge

View the latest blog posts from The Louisiana Insurance Center.

Are you planning a wedding? You may need to purchase general liability insurance to cover the risks. Many weddings today are occurring outside of the traditional venues. That’s okay, as long as you take steps to protect all involved. The key here is to invest in a policy reflective of the risks you face in a wedding scenario. READ MORE >>

Maybe it is time to make some changes in your home. Renovations and extensions can make it a better place to live. Not only that, they’ll likely increase your property value. Still, renovating costs money, and the construction is a pretty penny as well. If something happens, you might need builder's risk insurance to cover the damage. READ MORE >>

In providing services, your business might give customers access to certain machinery. For example, a locksmith might allow patrons to cut their own keys. Contractors might let patrons cut their own timber. Grocers let visitors weight produce. Everywhere, self-service is becoming more and more common. READ MORE >>

Everyone is going to want to get out and enjoy the spring weather. If you’re a boat owner, you might want to invite friends or family on your vessel. Taking your boat out is often a great way to socialize, relax and make the most of this unique recreational item. READ MORE >>

Here in Louisiana, we know about wet weather. Flooding around Baton Rouge, and throughout the state, is not uncommon. As we expect spring rains, river swells, and other hazards, it's best to prepare ahead. Your home might face flood risks, particularly if you live in lowlands or near the Mississippi River. READ MORE >>

Maybe your old set of wheels has given up, and it is time to buy a new vehicle. Cars are useful, but they’re also expensive. Therefore, before you buy, you need to prepare to spend significant money over your car’s lifetime. Don’t take buying a new car lightly. READ MORE >>

Since kids have moved out, you have decided it’s time to downsize. Now that you have an empty nest, you may not want the costs and space that go with a family-sized house. Downsizing means facing uncertainties that you may not have faced in your old home. Make sure you carry the correct homeowners’ insurance for your new nest. READ MORE >>

Homeowners Insurance While home insurance is not required by law, most mortgage lenders require you to purchase it before agreeing to your loan. Homeowners insurance is intended to cover the expenses of repair or replacement if your property or assets are lost, damaged or destroyed following a covered incident. READ MORE >>

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