The Louisiana Insurance Center Blog: business
View the latest blog posts from The Louisiana Insurance Center.
Monday, March 21, 2022We hear the term general liability, we likely think it refers to general liability insurance. We know we need this coverage if we want to run a successful business. But what exactly is general liability? Liability is a term that refers to being responsible for something, particularly in legal matters. READ MORE >>
Wednesday, December 22, 2021At the end of every workers' compensation policy period, insurance carriers conduct audits to ensure that paid premiums accurately reflected a business’s operations over the duration of the policy period. This is necessary, because premiums paid at the beginning of the policy period are only estimates based on projected payroll and assigned employee classification codes. READ MORE >>
Thursday, October 7, 2021At the end of every workers' compensation policy period, insurance carriers conduct audits to ensure that paid premiums accurately reflected a business’s operations over the duration of the policy period. This is necessary, because premiums paid at the beginning of the policy period are only estimates based on projected payroll and assigned employee classification codes. READ MORE >>
Tuesday, January 26, 2021Starting a business might seem like a great opportunity, but it also requires a lot of responsibility. Before you even open the doors, you need to start protecting your operation, and that requires investing in a strong business insurance portfolio. READ MORE >>
Wednesday, March 25, 2020A business owners policy (BOP) is a great way for small businesses to save money on important coverages. It combines property coverage and general liability into one affordable policy, but these coverages don’t include every danger that may face your business. What Does a BOP Cover? READ MORE >>
Wednesday, June 5, 2019When the time comes to buy workers’ compensation insurance, many business owners struggle. This is a complex form of insurance. Yet, it is also one of the most important types for you to have. What makes it more complex are the details. Knowing what type of benefits a policy offers is challenging. READ MORE >>
Monday, April 8, 2019One of the biggest jobs you have as a restaurant owner or manager is keeping your employees and space safe. This means minimizing risk as much as possible. The best way to do this is with a comprehensive risk management plan. Here's how to create one in your restaurant and keep injuries and claims at bay. READ MORE >>
Wednesday, August 15, 2018 Many small business owners have questions about what workers' compensation insurance is. They also wonder why they need it. Simply put, this coverage is an important way to protect employees. Generally, the law also requires it. Here is a brief overview of what worker’s compensation insurance covers and why it matters to you. READ MORE >>
Tuesday, June 5, 2018 Most companies do what they can to keep workers safe on the job. You have rules and policies to help do this. You spend a great deal of time with training programs. Still, nearly every company will have some accidents and injuries over time. However, the reason behind them is very important to understand. READ MORE >>
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