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The Louisiana Insurance Center Blog: commercial

View the latest blog posts from The Louisiana Insurance Center.

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Wednesday, December 22, 2021

Workers’ Compensation Premium Audit Tips

At the end of every workers' compensation policy period, insurance carriers conduct audits to ensure that paid premiums accurately reflected a business’s operations over the duration of the policy period. This is necessary, because premiums paid at the beginning of the policy period are only estimates based on projected payroll and assigned employee classification codes. READ MORE >>

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Thursday, October 7, 2021

Workers’ Compensation Premium Audit Tips

At the end of every workers' compensation policy period, insurance carriers conduct audits to ensure that paid premiums accurately reflected a business’s operations over the duration of the policy period. This is necessary, because premiums paid at the beginning of the policy period are only estimates based on projected payroll and assigned employee classification codes. READ MORE >>

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Thursday, September 9, 2021

4 Questions You Should Ask Before Purchasing General Liability Insurance

General liability insurance protects your business from many potential damages. Most business owners understand the importance of having business insurance. Yet, they might not know enough to have the right level of protections.   We are here to help. Get a clear answer to the following four questions before you buy. READ MORE >>

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Tuesday, January 26, 2021

Why You Need General Liability Insurance When Starting a New Business

Starting a business might seem like a great opportunity, but it also requires a lot of responsibility. Before you even open the doors, you need to start protecting your operation, and that requires investing in a strong business insurance portfolio. READ MORE >>

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Wednesday, September 23, 2020

What Does Personal and Advertising Injury Mean on My General Liability Policy?

General liability insurance covers three main areas for businesses: bodily injury, property injury and personal and advertising injury. This third type of coverage is perhaps the one most commonly forgotten and misunderstood.  READ MORE >>

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Thursday, May 16, 2019

Will Liability Insurance Cover Events in a Business?

As a business owner you do a lot of work in your operating hours. However, there are times when you might stay open late for events. For example, you might volunteer to host a community meeting in your store. Or, you might have a party there to mark a business milestone. READ MORE >>

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Friday, November 10, 2017

Customizing Commercial Auto Insurance Per Vehicle

How many vehicles does your business use? What types are they? Many companies have a variety of commercial vehicles. Each one has a different task. Some of your drivers may need to use just one vehicle. Others may move between vehicles every day. It seems difficult to buy commercial auto insurance for each one of your needs. READ MORE >>

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