Thursday, October 7, 2021At the end of every workers' compensation policy period, insurance carriers conduct audits to ensure that paid premiums accurately reflected a business’s operations over the duration of the policy period. This is necessary, because premiums paid at the beginning of the policy period are only estimates based on projected payroll and assigned employee classification codes. READ MORE >>
Friday, August 13, 2021As a business owner, you know the importance of providing a safe environment for your employees to work in. But in many situations, accidents happen even when the environment is safe. This is a major reason why Tennessee-based businesses with more than five employees are required to carry workers... READ MORE >>
Tuesday, June 1, 2021Accidents happen. People trip, fumble, drop things and are injured even in the safest of spaces. While you can’t predict every injury that could occur at your business, there are some easy ways to make your workplace safer for employees. 1. Invest in Proper Training READ MORE >>
Wednesday, April 14, 2021A commercial vehicle accident is likely to cause a few headaches for any business owner. Those who are cognizant of their own security and obligations as vehicle operators should therefore invest in quality commercial auto insurance. However, there’s another benefit that they might also need at this time—workers' compensation insurance. READ MORE >>
Tuesday, February 16, 2021No one is immune from the risk of getting hurt at work. However, if an injury occurs while you are on the job, then it is often your employer who has to take responsibility for it. As a result, the affected employee often will qualify for workers’ compensation. READ MORE >>
Wednesday, December 16, 2020 Understanding Repetitive Motion Injuries Even if you feel like your desk job is relatively low-risk, you could still get hurt at work. Everyone faces occupational hazards at all times. However, they aren’t always obvious risks like slip-and-fall, head injury or machine injury hazards. READ MORE >>
Tuesday, October 27, 2020 At its most basic, workers compensation is designed to cover injuries an employee may sustain on the job. This means that any injuries or conditions an employee may suffer off the clock or away from work will not be covered. However, this doesn’t mean that all pre-existing conditions are excluded. READ MORE >>
Wednesday, August 5, 2020 By law, most Louisiana employers who have even one employee must carry workers’ compensation insurance. The coverage will pay for medical benefits and income support when someone gets hurt on the job. The law makes liberal accommodations for the types of injuries and disabilities that might qualify for a workers’ compensation claim. READ MORE >>
Wednesday, June 24, 2020Employers often benefit from fully understanding the types of injuries and illnesses covered by workers' compensation. Remember that every policy is different. Your business insurance agent can provide the most up-to-date information on your policy. What Is Workers Compensation Insurance? READ MORE >>
Wednesday, February 26, 2020What can happen to you and your business if you don't have workers compensation insurance? The short answer is — if you're not in a state that doesn't require it — you're going to be paying some substantial fines for neglecting to cover your employees. READ MORE >>
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