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The Louisiana Insurance Center Blog: insurance

View the latest blog posts from The Louisiana Insurance Center.

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Monday, June 27, 2022

Why Maintenance Programs Matter to Workers' Compensation Insurance

Proper maintenance can be an important part of a business. It helps to ensure your equipment works well. Most people see this as a way of reducing costly equipment breakdowns. However, it can also help reduce workers' compensation insurance claims. How do the two factors relate to each other? READ MORE >>

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Friday, May 13, 2022

How Much General Liability Insurance Does My Small Business Need?

Every business large or small faces a variety of dangers when it comes to operation. One of the main dangers is liability, which protects your business against claims such as bodily injury and property damage. The amount of coverage you need may vary, however.  READ MORE >>

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Monday, March 21, 2022

What Is General Liability?

We hear the term general liability, we likely think it refers to general liability insurance. We know we need this coverage if we want to run a successful business. But what exactly is general liability? Liability is a term that refers to being responsible for something, particularly in legal matters. READ MORE >>

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Friday, January 21, 2022

Small Businesses Need General Liability Insurance

No two small businesses are exactly alike, but they each face the ongoing risk that they might inadvertently cause a problem for one of their clients. When this occurs, it is the business’s responsibility to assist the affected party. Indeed, they usually have a legal obligation to do so.  READ MORE >>

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Monday, November 29, 2021

Who Needs Professional Liability Insurance

  Most businesses share the same type of risk and thus need the same insurance. General liability, for example, concerns accidents of bodily injury and property damage that can happen at any business. Some businesses have certain specialties that require additional insurance to basic policies, however. READ MORE >>

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Thursday, September 9, 2021

4 Questions You Should Ask Before Purchasing General Liability Insurance

General liability insurance protects your business from many potential damages. Most business owners understand the importance of having business insurance. Yet, they might not know enough to have the right level of protections.   We are here to help. Get a clear answer to the following four questions before you buy. READ MORE >>

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Thursday, May 20, 2021

When is General Liability Insurance Required?

Although state and federal governments do not require general liability insurance in most cases, you may still be required to carry this insurance to work in certain industries or obtain certain licenses. You should understand the ins and outs of your industry, as well as specific requirements for contracts, before making a decision on which content to carry. READ MORE >>

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Wednesday, March 31, 2021

Questions to Ask Before Purchasing a General Liability Insurance Policy

Before you ever open your business for clients and customers, you will need general liability insurance to protect your assets. However, not all general liability insurance policies are created equal. General liability insurance covers three main areas:  READ MORE >>

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Tuesday, January 26, 2021

Why You Need General Liability Insurance When Starting a New Business

Starting a business might seem like a great opportunity, but it also requires a lot of responsibility. Before you even open the doors, you need to start protecting your operation, and that requires investing in a strong business insurance portfolio. READ MORE >>

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Wednesday, November 25, 2020

What is Bodily Injury Liability Insurance?

When running your business, you have to protect your customers. This means not only providing them with exceptional service, but also creating a safe environment for them to do business in. If someone were to sustain harm as a result of your services, then you might have to repay them.  READ MORE >>

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