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The Louisiana Insurance Center Blog: insurance

View the latest blog posts from The Louisiana Insurance Center.

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Friday, March 3, 2023

Will Home Insurance Cover Your Boat?

You love your boat, and it is one of your most valuable possessions. However, another word for valuable is expensive. If something were to happen to the boat, you’d want insurance to protect it. This can help safeguard your own solvency.  Many boaters wonder if homeowners insurance will protect their boat. READ MORE >>

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Thursday, February 2, 2023

Cyber Security for Small Businesses

High-profile cyber attacks on companies such as Target and Sears have raised awareness of the growing threat of cyber crime. Recent surveys conducted by the Small Business Authority, Symantec, Kaspersky Lab and the National Cybersecurity Alliance suggest that many small business owners are still operating under a false sense of cyber security. READ MORE >>

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Tuesday, January 3, 2023

Do You Need BOP Insurance If You Have Other Insurance?

Do you already have other insurance? You may or may not need BOP insurance depending on the coverages that you have.  Don't Rely on Personal Coverages  Don't expect your personal insurance coverages, such as your homeowners insurance or car insurance, to cover your business activities. READ MORE >>

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Thursday, December 1, 2022

10 Tips for Maintaining a Safe Workplace

While worker’s compensation benefits can prevent employees from suing your business, the best way to keep premiums low is to minimize claims. Practice the following workplace safety tips to maintain the wellness of both your staff and your company.   READ MORE >>

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Tuesday, November 1, 2022

Signs You Need General Liability Coverage for Your Business

Not sure you need insurance coverage for your small business? Think again! You might be putting yourself at risk by not having a policy. Take a look at these four signs you need general liability coverage and make a determination for yourself.  Sign #1: You Have a Physical Location Visited by Customers  READ MORE >>

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Monday, October 10, 2022

How to Improve Safety in the Workplace

No matter what industry your business is in, maintaining the safety of your employees and customers is key. There are a few things that can be done which help keep your company out of liability. One of the first things you should do is obtain business insurance.   READ MORE >>

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Wednesday, September 7, 2022

What Do I Need to Get General Liability Insurance?

General liability insurance is one of the most common and important forms of liability insurance for businesses, as it covers accidents that businesses face on a day to day basis. Specifically, such a policy can provide protection against the resulting expenses if your business is held responsible for injuring a third party or damaging their property. READ MORE >>

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Tuesday, August 16, 2022

Do Car Wrecks Qualify Employees for Workers’ Compensation?

Business owners or their employees might drive on behalf of the business every day. Some might make deliveries, others might travel for meetings or to see clients. Even in this time of social distancing, travel has not stopped. Plus, working away from the traditional office is likely to increase in the future. READ MORE >>

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Wednesday, July 13, 2022

Why You Need General Liability Insurance When Starting a New Business

Starting a business might seem like a great opportunity, but it also requires a lot of responsibility. Before you even open the doors, you need to start protecting your operation, and that requires investing in a strong business insurance portfolio. READ MORE >>

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Monday, June 27, 2022

Why Maintenance Programs Matter to Workers' Compensation Insurance

Proper maintenance can be an important part of a business. It helps to ensure your equipment works well. Most people see this as a way of reducing costly equipment breakdowns. However, it can also help reduce workers' compensation insurance claims. How do the two factors relate to each other? READ MORE >>

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