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The Louisiana Insurance Center Blog: insurance

View the latest blog posts from The Louisiana Insurance Center.

Ergonomics is the science of optimizing an environment for maximum safety and efficiency. In the workplace, emphasizing ergonomics will not only improve your bottom line and boost employee satisfaction, but it will also reduce the number of workers’ compensation insurance claims made as a result of improving safety. READ MORE >>

As a contractor, having general liability insurance is a critical component to building your business. Without it, you may have trouble finding clients willing to work with you. And, there are situations where a single incident and claim could lead to financial ruin. READ MORE >>

Workers’ compensation insurance is an important investment for every company. It covers injuries an employee suffers during the “course and scope” of employment. What does that mean? Determining when an injury qualifies for coverage can seem difficult. READ MORE >>

As a contractor, you have the task of walking into a project, doing some specific work, and then leaving. Plumbers, electricians, drywall contractors and others often provide very specific services backed by specific skills. They are quite valuable. READ MORE >>

When the time comes to buy workers’ compensation insurance, many business owners struggle. This is a complex form of insurance. Yet, it is also one of the most important types for you to have. What makes it more complex are the details. Knowing what type of benefits a policy offers is challenging. READ MORE >>

As a business owner you do a lot of work in your operating hours. However, there are times when you might stay open late for events. For example, you might volunteer to host a community meeting in your store. Or, you might have a party there to mark a business milestone. READ MORE >>

One of the biggest jobs you have as a restaurant owner or manager is keeping your employees and space safe. This means minimizing risk as much as possible. The best way to do this is with a comprehensive risk management plan. Here's how to create one in your restaurant and keep injuries and claims at bay. READ MORE >>

When a visitor steps onto your company's property, you hold some level of responsibility towards their injury risks. It can seem frustrating when someone suffers an injury, and you had no way to prevent it from occurring. This is why you have general liability insurance. READ MORE >>

Chronic pain is a condition that debilitates those who suffer from it. It may make it hard for you to be mobile. You may find that work tasks are hard to complete. You may even be unable to get through the day without the use of pain medications. In some cases, workers' compensation covers your treatment and care for chronic pain. READ MORE >>

If you run a pet salon, you might provide specialty grooming services for many furry friends. Or, you might allow customers to bathe and groom their own pets in a professional setting. You strive to make your business a safe space to visit. Yet, personal security risks might about around every corner. READ MORE >>

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