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The Louisiana Insurance Center Blog: insurance

View the latest blog posts from The Louisiana Insurance Center.

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Tuesday, January 26, 2021

Why You Need General Liability Insurance When Starting a New Business

Starting a business might seem like a great opportunity, but it also requires a lot of responsibility. Before you even open the doors, you need to start protecting your operation, and that requires investing in a strong business insurance portfolio. READ MORE >>

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Wednesday, November 25, 2020

What is Bodily Injury Liability Insurance?

When running your business, you have to protect your customers. This means not only providing them with exceptional service, but also creating a safe environment for them to do business in. If someone were to sustain harm as a result of your services, then you might have to repay them.  READ MORE >>

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Tuesday, October 27, 2020

Does Workers Compensation Cover Pre-Existing Conditions?

At its most basic, workers compensation is designed to cover injuries an employee may sustain on the job. This means that any injuries or conditions an employee may suffer off the clock or away from work will not be covered. However, this doesn’t mean that all pre-existing conditions are excluded. READ MORE >>

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Wednesday, September 23, 2020

What Does Personal and Advertising Injury Mean on My General Liability Policy?

General liability insurance covers three main areas for businesses: bodily injury, property injury and personal and advertising injury. This third type of coverage is perhaps the one most commonly forgotten and misunderstood.  READ MORE >>

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Wednesday, March 25, 2020

Ways to Get the Most from Your Business Owners Policy

A business owners policy (BOP) is a great way for small businesses to save money on important coverages. It combines property coverage and general liability into one affordable policy, but these coverages don’t include every danger that may face your business. What Does a BOP Cover? READ MORE >>

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Friday, October 11, 2019

How to Reduce Workers’ Comp Claims by Improving Ergonomics

Ergonomics is the science of optimizing an environment for maximum safety and efficiency. In the workplace, emphasizing ergonomics will not only improve your bottom line and boost employee satisfaction, but it will also reduce the number of workers’ compensation insurance claims made as a result of improving safety. READ MORE >>

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Sunday, September 15, 2019

How to Choose a General Liability Insurance Policy as a Contractor

As a contractor, having general liability insurance is a critical component to building your business. Without it, you may have trouble finding clients willing to work with you. And, there are situations where a single incident and claim could lead to financial ruin. READ MORE >>

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Monday, August 5, 2019

What Does Course and Scope Mean With Workers' Compensation Insurance

Workers’ compensation insurance is an important investment for every company. It covers injuries an employee suffers during the “course and scope” of employment. What does that mean? Determining when an injury qualifies for coverage can seem difficult. READ MORE >>

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Thursday, July 11, 2019

Why Companies Require Contractors to Have General Liability Insurance

As a contractor, you have the task of walking into a project, doing some specific work, and then leaving. Plumbers, electricians, drywall contractors and others often provide very specific services backed by specific skills. They are quite valuable. READ MORE >>

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Wednesday, June 5, 2019

Understanding Types of Workers' Compensation Benefits

When the time comes to buy workers’ compensation insurance, many business owners struggle. This is a complex form of insurance. Yet, it is also one of the most important types for you to have. What makes it more complex are the details. Knowing what type of benefits a policy offers is challenging. READ MORE >>

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