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Home > Blog > Workers%20Comp > The Louisiana Insurance Center Blog: workers comp
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The Louisiana Insurance Center Blog: workers comp

View the latest blog posts from The Louisiana Insurance Center.

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Tuesday, February 16, 2021

Common Workers Compensation Claims Your Business Might Face

No one is immune from the risk of getting hurt at work. However, if an injury occurs while you are on the job, then it is often your employer who has to take responsibility for it. As a result, the affected employee often will qualify for workers’ compensation. READ MORE >>

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Wednesday, December 16, 2020

Understanding Repetitive Motion Injuries

Understanding Repetitive Motion Injuries    Even if you feel like your desk job is relatively low-risk, you could still get hurt at work. Everyone faces occupational hazards at all times. However, they aren’t always obvious risks like slip-and-fall, head injury or machine injury hazards. READ MORE >>

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Tuesday, October 27, 2020

Does Workers Compensation Cover Pre-Existing Conditions?

At its most basic, workers compensation is designed to cover injuries an employee may sustain on the job. This means that any injuries or conditions an employee may suffer off the clock or away from work will not be covered. However, this doesn’t mean that all pre-existing conditions are excluded. READ MORE >>

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Wednesday, June 24, 2020

What Is Workers Compensation and What Does it Cover

Employers often benefit from fully understanding the types of injuries and illnesses covered by workers' compensation. Remember that every policy is different. Your business insurance agent can provide the most up-to-date information on your policy. What Is Workers Compensation Insurance? READ MORE >>

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Wednesday, February 26, 2020

What Happens If I Don’t Have Workers Compensation Insurance?

What can happen to you and your business if you don't have workers compensation insurance? The short answer is — if you're not in a state that doesn't require it — you're going to be paying some substantial fines for neglecting to cover your employees. READ MORE >>

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Tuesday, December 31, 2019

Do I Need Workers Compensation Insurance For Just One Employee?

In most states, you will be required to buy workers compensation insurance on hiring your fifth employee. This allows some flexibility for very small companies. When it's just you and a few friends you're keeping around part-time, it may be too early to really start thinking about workers compensation insurance — as there's no telling yet if this business is built to last. READ MORE >>

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Friday, October 11, 2019

How to Reduce Workers’ Comp Claims by Improving Ergonomics

Ergonomics is the science of optimizing an environment for maximum safety and efficiency. In the workplace, emphasizing ergonomics will not only improve your bottom line and boost employee satisfaction, but it will also reduce the number of workers’ compensation insurance claims made as a result of improving safety. READ MORE >>

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Monday, August 5, 2019

What Does Course and Scope Mean With Workers' Compensation Insurance

Workers’ compensation insurance is an important investment for every company. It covers injuries an employee suffers during the “course and scope” of employment. What does that mean? Determining when an injury qualifies for coverage can seem difficult. READ MORE >>

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Wednesday, June 5, 2019

Understanding Types of Workers' Compensation Benefits

When the time comes to buy workers’ compensation insurance, many business owners struggle. This is a complex form of insurance. Yet, it is also one of the most important types for you to have. What makes it more complex are the details. Knowing what type of benefits a policy offers is challenging. READ MORE >>

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Monday, April 8, 2019

Keep Restaurant Injuries at Bay With a Risk Management Plan

One of the biggest jobs you have as a restaurant owner or manager is keeping your employees and space safe. This means minimizing risk as much as possible. The best way to do this is with a comprehensive risk management plan. Here's how to create one in your restaurant and keep injuries and claims at bay. READ MORE >>

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