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Home > Blog > The Louisiana Insurance Center Blog: workers compensation
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The Louisiana Insurance Center Blog: workers compensation

View the latest blog posts from The Louisiana Insurance Center.

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Monday, April 18, 2022

Can Adding Products or Services Change Your Workers Compensation Insurance Rates?

If you offer new products or services, it's possible that your workers compensation insurance rates may change. That's because the type of work that your employees perform is the primary driver in workers compensation insurance rates. How Workers Compensation Rates Work READ MORE >>

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Tuesday, June 1, 2021

Easy Ways to Avoid Workers Compensation Claims

Accidents happen. People trip, fumble, drop things and are injured even in the safest of spaces. While you can’t predict every injury that could occur at your business, there are some easy ways to make your workplace safer for employees.  1. Invest in Proper Training  READ MORE >>

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Wednesday, April 14, 2021

Does Workers’ Comp Cover Employee Drivers?

A commercial vehicle accident is likely to cause a few headaches for any business owner. Those who are cognizant of their own security and obligations as vehicle operators should therefore invest in quality commercial auto insurance. However, there’s another benefit that they might also need at this time—workers' compensation insurance. READ MORE >>

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Tuesday, February 16, 2021

Common Workers Compensation Claims Your Business Might Face

No one is immune from the risk of getting hurt at work. However, if an injury occurs while you are on the job, then it is often your employer who has to take responsibility for it. As a result, the affected employee often will qualify for workers’ compensation. READ MORE >>

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Wednesday, December 16, 2020

Understanding Repetitive Motion Injuries

Understanding Repetitive Motion Injuries    Even if you feel like your desk job is relatively low-risk, you could still get hurt at work. Everyone faces occupational hazards at all times. However, they aren’t always obvious risks like slip-and-fall, head injury or machine injury hazards. READ MORE >>

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Tuesday, October 27, 2020

Does Workers Compensation Cover Pre-Existing Conditions?

At its most basic, workers compensation is designed to cover injuries an employee may sustain on the job. This means that any injuries or conditions an employee may suffer off the clock or away from work will not be covered. However, this doesn’t mean that all pre-existing conditions are excluded. READ MORE >>

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Wednesday, June 24, 2020

What Is Workers Compensation and What Does it Cover

Employers often benefit from fully understanding the types of injuries and illnesses covered by workers' compensation. Remember that every policy is different. Your business insurance agent can provide the most up-to-date information on your policy. What Is Workers Compensation Insurance? READ MORE >>

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Wednesday, February 26, 2020

What Happens If I Don’t Have Workers Compensation Insurance?

What can happen to you and your business if you don't have workers compensation insurance? The short answer is — if you're not in a state that doesn't require it — you're going to be paying some substantial fines for neglecting to cover your employees. READ MORE >>

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Tuesday, December 31, 2019

Do I Need Workers Compensation Insurance For Just One Employee?

In most states, you will be required to buy workers compensation insurance on hiring your fifth employee. This allows some flexibility for very small companies. When it's just you and a few friends you're keeping around part-time, it may be too early to really start thinking about workers compensation insurance — as there's no telling yet if this business is built to last. READ MORE >>

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Monday, August 5, 2019

What Does Course and Scope Mean With Workers' Compensation Insurance

Workers’ compensation insurance is an important investment for every company. It covers injuries an employee suffers during the “course and scope” of employment. What does that mean? Determining when an injury qualifies for coverage can seem difficult. READ MORE >>

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